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Purchasing a Home with a Pond


Posted: January 01, 2020 by Shelly Peterson

Image result for house with a pondPurchasing a home with a pond means that you have your own personal body of water to gaze at or even fish. But owning a home with a pond comes with a variety of questions that need to be answered before you make your decision.

Safety first. Living near a pond is most definitely a safety issue for families with young children or families who may have frequent visits by youngsters. Is it feasible to build a fence to separate the pond from the house? What other safety measures and mechanisms would need to be put in place?

Flooding concerns. If the pond is close to the house, prospective buyers should ask whether flooding has ever occurred during periods of heavy rain. If the source of water is a creek or stream, check with the Federal Emergency Management Agency to determine if the property is in a floodplain.

What is the water source? The pond may have been created by damming a creek or forming earthen berms into a basin and allowing natural waters to fill it. There should be a spillway at the dam to allow excess water to run off.

Government regulations. Check with local officials to see what environmental regulations govern the use of chemicals needed to control any unwanted vegetation. There may also be rules regarding the type of fish you may stock in the pond if the water source is a creek or stream.

About that unwanted vegetation. Algae, duckweed, cattails and other invasive plants will find their way into a pond, especially if the water supply is a natural creek. Some of this vegetation can overwhelm the pond and require controlling with either chemicals or fish species such as carp.

An added expense. Addressing pond maintenance is likely to be an ongoing expense. Is it something you can afford? Homeowners insurance will also be significantly higher because of liability issues.

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